§ 01 — ONE QUESTION

“Which AI tools are actually making you money?”

Most mid-market teams can't answer in under a minute.

The cost of that uncertainty: between $80,000 and $600,000+ in trapped profit this year — lost revenue and bloated tool spend combined.

Fourteen days. One report.
Three precise answers.

advised by senior consulting insider·built by banker-operator·outcome-measured, not hour-billed
tessera · audit engine · live
live audit engine · synthesizes reports in under 30 seconds
§ 02 — THE MATH

Three of forty-seven
drive the profit.

The question isn't whether you need AI. It's which three. We identify them — where revenue is leaking and where spend is bloated — backed by data, not opinion.

47tools
average AI stack in a mid-market business in 2026
3of 47
drive 91% of the profit impact — the other 44 are overhead
$186k/year
average profit lift — combined revenue growth and cost optimization
return
median profit return on our paid engagements (n=127, Q1 2026)
SOURCE — Tessera AI research · Q1 2026 · n=127
§ 03 — GREENFIELD

Haven't started
with AI yet?
That's a window, not a gap.

58% of mid-market businesses в 2026 still run zero purposeful AI. The ones who start this year are quietly compounding — capturing market share from competitors drowning in tool chaos.

The adoption window is 18–24 months wide, and narrowing as models drop in price and compound in capability.

We don't just audit existing stacks.
We also build from zero.

Identify the three right moves for your specific business. Deploy them. Measure profit impact from month one.

MARKET SIGNAL · Q1 2026
58% of mid-market

still runs zero purposeful AI. Largest untapped segment of the 2026 economy.

ADOPTION WINDOW
18–24months

before the advantage closes. Each quarter of delay widens the competitor gap.

FIRST-MOVER LIFT
2.8×revenue growth

typical for greenfield adopters vs. reactive laggards, 12-month trailing.

SOURCE — Tessera AI research + cross-industry benchmarks · Q1 2026
§ 04 — THE REPORT

What you actually
receive.

No slide decks. No 40-page PowerPoints nobody reads. One dense, precise document — every finding traceable, every tool specifically named, every profit projection defensible.

Retainer clients get this refreshed every month, with implementation support alongside.

1-page density·citation-traceable·numbers, not adjectives
tesseraai.io / reports / q1-2026-fintech
PREVIEW
TEARDOWN · MID-MARKET SAAS · Q1 2026
EXECUTIVE SUMMARY

1. 23% of trial users never reach first value event. Segment benchmark: 6–9%.

2. CAC running 140% above segment median — paid spend on misaligned ICP.

3. Three best-fit AI tools unused in stack despite vendor contracts in place.

THE GAP

Onboarding friction is absorbing revenue you have already paid to acquire.

Trial → paid conversion sits at 4.1%. Segment median: 8–11%. Gap represents ~$148k in recoverable annual revenue at current traffic.

THE THREE MOVES

pendo.io — behavioral upgrade prompts tied to usage milestones

mutiny.com — AI-personalized pricing page per firmographic segment

clay.com — enriched PQL scoring for sales handoff prioritization

PROJECTED 12-MONTH PROFIT IMPACT
+$186,000
combined revenue lift + cost optimization · 8.4× engagement fee
AUTO-SCROLL · HOVER TO PAUSE
anonymized fintech client·q1 2026·auto-scrolling preview — hover to pause
§ 05 — METHOD

Three motions.
One compounding system.

→ 01
14 days

Audit

Five-dimension analysis — lead gen, sales funnel, customer support, operations, data. Public signals plus your metrics. Thirty findings, each tagged as revenue-leak or cost-bloat, ranked by profit impact × effort.

→ 02
one report

Recommend

Three best-fit AI tools pulled from more than a thousand on the market. Zero affiliate revenue. Zero referral kickbacks. Our interests align only with yours.

→ 03
monthly

Compound

Install support. Month-over-month profit tracking — revenue gains and cost savings both measured. Stack re-tuning as the business evolves. Your AI portfolio, compounding.

§ 06 — CASE STUDY

A real teardown,
one dense page.

Three precise moves. One concrete profit projection. Every number traceable. Retainer clients receive this refreshed monthly.

ANONYMIZED · Q1 2026
TEARDOWN · MID-MARKET FINTECH SAAS

$212,000/year in unlocked profit
via three precise AI moves.

REVENUE LEAK
23% of trial users never hit first value event. Segment benchmark: 6–9%. Gap absorbs ~$148k in conversions already paid to acquire.
COST BLOAT
Four AI tools contracted, two actively used. Redundant vendor lock on $64k/year that delivers nothing measurable — consolidation frees the budget.
THE THREE MOVES
pendo.io · mutiny.com · clay.com (consolidating redundant vendors)
PROJECTED 12-MONTH PROFIT IMPACT
+$212,000 revenue + savings · 8.2× engagement fee
§ 07 — ENGAGEMENT

Every tier pays
for itself many times over.

Transparent pricing, anchored to outcomes. If retainer clients don't hit their Q1 profit target, we refund 50%. No hidden “contact sales” vacuum. No hourly billing surprises.

TIER 01

Teardown

Free
Public data · 30 minutes
PROFIT IMPACT
Surface $40–150k trapped profit
  • ·Automated one-page audit
  • ·One revenue leak uncovered
  • ·Three tool recommendations
Show me my three
TIER 02

Deep Audit

$800–2,500
Two-week engagement
PROFIT IMPACT
Map $80–300k combined profit lift
  • ·Full access to your metrics
  • ·30+ prioritized recommendations
  • ·Revenue + cost impact per move
  • ·Implementation roadmap
Book a consultation
★ RECOMMENDED

Retainer

$1,500–5,000
Per month · compounding
PROFIT IMPACT
8× median profit return, year one
  • ·Everything in Deep Audit
  • ·Monthly profit tracking
  • ·Install support
  • ·Stack re-tuning
  • ·Async advisor access
Schedule a call
TIER 04 · BESPOKE

Fractional AI Officer

Embedded advisor. Strategic AI decisions. On-call for leadership. Custom scope, priced $12,000–30,000/month. Typical engagement drives $300k–1.5M combined profit impact in year one.

Discuss scope
§ 08 — TEAM

Built by operators,
not PowerPoint consultants.

EP
TESSERA · FOUNDER2026
FOUNDER

Eugene Panin

OPERATOR · BANKER · BUILDER

A decade inside banking and trading before moving full-time into software. Built and operated multiple SaaS products — hands-on with unit economics, product shipping, and hiring — not advising from the sidelines.

Tessera was born from one question founders kept asking him: “Which AI tool should I actually use?” No one was answering honestly. So Tessera does.

§ 09 — FAQ

What founders ask
before signing.

Do you take kickbacks from the tools you recommend?

+

No. Zero affiliate revenue. Ever. Client fees are our only income. It is the single reason our recommendations can be trusted — and the reason we can name which three tools actually move the needle, rather than whichever vendor pays most.

What profit impact should I realistically expect?

+

Median across our first 127 engagements: 8× fees returned in year one through combined revenue growth and cost savings. Bottom quartile: 3×. Top quartile: 20×+. Figures depend on your current AI stack maturity — the messier it is, the more profit is sitting unclaimed.

How do you measure profit impact?

+

Pre-engagement benchmarks captured — both revenue KPIs and tool spend baseline. Month-over-month tracking of both. Written expected outcomes per recommendation. If retainer clients miss their Q1 profit target, we refund 50% — no questions.

What if my industry is too niche?

+

The analysis layer is industry-agnostic. Tool recommendations become vertical-specific during the engagement based on your actual metrics and buyer patterns.

Can I see a sample audit first?

+

Yes. Request a free teardown above. You get a full one-pager, with one concrete finding and three specific tool recommendations, within 30 minutes.

Do you store or resell our data?

+

No. Audit data is NDA-protected, encrypted at rest, and deleted on engagement close unless you opt in to retainer data retention.

§ 10 — FIRST STEP

Three of your AI tools are making you money. The other forty-four are overhead.

Drop your company URL. We produce a one-page profit map — where revenue is leaking, where cost is bloated, and which three AI moves close the gap — delivered in 30 minutes.

ONE-PAGE AUDIT · 30 MINUTE DELIVERY · ZERO SPAM

NO SPAM · NDA-PROTECTED DATA·OR DOWNLOAD SAMPLE PDF·OR BOOK A CALL